Healthcare Member Benefits
NEW MEMBER BENEFIT
Healthcare Member Benefits Program
EANJ members have access to a Healthcare Member Benefits Program that offers several options of affordable health plans designed to cut costs, lower deductibles, and provide access to a National PPO Network. This benefit is available through our partnership with Association of United Members.
No medical underwriting. Any industry of any size. Large group rates. National PPO Network.
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Highlights of Benefits:
- ACA-compliant health benefits (includes all 10 essential benefits per ACA guidelines)
- Fully funded, first-dollar coverage
- Coverage cannot be denied — no pre-existing condition limitations
- Large group rates
- In-network coverage in all 50 states, plus DC and Puerto Rico
- No age rating — 4-tier rates nationwide
- Deductible options ranging from $0 to $4,000
- 50% to 100% coinsurance options
- Multiple office-visit copay options
- Doctor, specialist, and urgent care copays
- X-ray and lab benefits
- 100% preventive benefit coverage available
- Concierge access and dedicated member support
Why This Is A Great Option for EANJ Members
This program provides the strength and stability of a large group plan. Participants benefit from pooled coverage, the bargaining power of a longstanding plan, and access to the BCBS National PPO network.
- Affordable and Transparent — straightforward plans, no surprises
- Flexible Coverage — options built for participants needs
- Personalized Support — a dedicated concierge representative, not a phone tree
- Nationwide Network — available in all 50 states plus the Disctrict of Columbia and Puerto Rico: care wherever you go
- Flexible Enrollment — enroll any month of the year with a qualifying event
How it Works
Active EANJ members and their employees have the opportunity to participate in this program by becoming a Core Financial Member of the Amalgamated Local Union 426, which provides access to healthcare-related benefits that include; medical, prescription and supplemental products.
The program is available to all group sizes, including sole proprietors and 1099 contractors. It provides customized healthcare support, access to the BCBS PPO National Network and large group rates for members.
CapCare is the Program Manager. CapCare was founded on the premise of providing a single-source, turn-key employee healthcare solution that are affordable and more transparent.
Note: The Member Benefits Program is not an insurance program and is not marketed or sold in the commercial market or through brokers. The Benefits Program is NOT an employer sponsored health plan, rather a member benefit that is offered through the employer’s membership with a designated affiliated association or organization. Participants are accessing these member benefits by becoming an Associate Member of the Amalgamated Local 426. It is the sole responsibility of the employer and employee to review the summary of benefits coverage as well as the summary plan documents to understand the benefits being offered or selected. All program partners, Benefit Development Consultants and Member Benefit Representatives are consultants and not brokers. These representatives are available to assist you with questions and provide information on behalf of the Member Benefit Program. An employee of employer does not have a contract with such consultants or representatives.
