The Workplace Silver Tsunami: What Every Team Needs to Know About Employees at 65

When employees approach 65, most HR teams are unprepared for the questions that follow. Medicare eligibility changes the benefits equation in ways that can create real liability for employers who get it wrong. This session cuts through the confusion and gives HR professionals a practical roadmap for managing the intersection of employer health coverage and Medicare, so your team can advise employees confidently and avoid the costly mistakes we see organizations make every day.

In this session, you will learn:

• The current state of employer-sponsored health insurance and how Medicare fits in
• What Medicare actually is and why employees often prefer it over employer coverage
• What Medicare costs and how coverage decisions affect both employees and plan sponsors
• How employees can delay Medicare enrollment without triggering penalties
• The legal framework around transitioning employees to Medicare at 65
• The most common HR mistakes in this area and how to avoid them
• How COBRA, HSAs, and other exceptions interact with Medicare eligibility
• Why having a Medicare resource benefits your employees and takes pressure off your HR team